Every development involves investment.

A business plan is a document which shows the cost-effectiveness of an investment and provides a basis for further business decisions on realization of the investment or giving up on the investment.
Motivating employees for constant generating of business ideas and "filtering" through a business plan is a postulate for the survival of every company which cares about its future.
Finasistent is an online tool which enables quick check of business ideas and development of complete business plans necessary for submitting loan applications.
It is aimed primarily at small and medium sized enterprises – economic societies and entrepreneurs in the process of investment in the development of existing or new businesses whose goal is to increase income and profit.
Finasistent has primarily educational character, since the completion of questionnaires using numerous "helps" ensures that you do not omit an important detail when planning an investment. The main goal of the business plan is to establish the justification of the investment.
A great advantage of the program is the fact that it automatically calculates necessary fixed working assets and includes them in the total value of the investment.
Finasistent memorizes everything you entered. Thus, if you do not currently know the answer to a question, you are able to exit the program and when the answer is ready you can continue with the development of the business plan.
Finansitent is useful for sensitive analyses since it enables you to choose input parameters and thereby see what will happen with your business, should, for example, the investment price increase, or financial resources or conditions for loan change, should the scope of activities reduce or prices go down or material costs increase etc.

Note

There is no legally regulated structure (methodology) for the business plan and when you ask for a loan, banks and funds may insist on their own methodology. Finasistent has created its own methodology as a complex model and if potential creditors insist on their own methodology, the data from Finasistent can simply be transferred under their headings. These are all the same data which are only differently arranged.
If you do not need a complete business plan to address the creditor, but you only wish to check your business idea, you do not have to enter all data on the company .
Beginners who intend to start their own business can also use Finasistent as a tool to calculate justification of their investment. They should complete only the part of the questionnaire referring to the investment. Before going to the creditor they should find out which personal data they should submit. They usually include personal data and previous business references, information on family, property, financial status, property which would be entered into business, potential guarantees etc.

And finally

The business plan should be developed primarily because of you, and not because of creditors. After all, it is much easier to obtain a loan than to repay it. That is why you should enter true data on your company, and as for the investment, you should thoroughly check how realistic it is to obtain permits, chosen technology, ecological aspects, planned income and expenses, and special attention should be dedicated to the market and competition.
Generally, banks pay attention only to your financial statement and guarantees provided for the loan, and if your business was profitable in the past, it will probably keep that trend in the future as well.